Flood Insurance
Flood Insurance: Did You Know?
- Ohio ranks 19th in Flood claim payments among the 50 states and, according to government statistics, 25-30% of all flood losses occur in low to moderate risk zones.
- Homeowners policies do not cover damage caused by flooding.
- During the life of a 30-year mortgage there is a 26% chance of flood damage while only a 4% chance of loss due to fire.
- Flood losses are often caused by melting snow, severe storms, and inadequate drainage systems. Often, no federal aid is released for these calamaties.
- Many homeowners who do not live near large bodies of water still face a significant risk of flooding from improper grading and water runnoff from surrounding properties.
- Flood Insurance, underwriten by the National Flood Insurance Program, is available through our office and is backed by the federal government.
How We Can Help:
- Our policies can be specifically designed to cover your home, commercial property, or condo, as well as your contents.
- We can typically have the standard waiting period waived when flood insurance is required for a loan closing.
- Flood insurance premiums usually run from $200 to $500 annually and vary depending upon the amount of coverage and where the property is located.
- Visit www.floodsmart.gov for helpful information and tips.
Get a Quote:
- It's simple! Click on the link below and print the flood quote sheet. Just complete and submit it to us for a quick, no-obligation quote.
Flood Quote Sheet (pdf)Email: mail@sullivaninsuranceinc.com
Mail: PO Box 328 Lima, OH 45802
Fax: 419-229-3219
NO COVERAGE CAN BE CONSIDERED BOUND OR ALTERED MERELY BY LEAVING A PHONE MESSAGE OR SENDING AND EMAIL
*feel free to call us with questions: 419-229-5010 toll free: (800) 686-1657
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